A Must-Have Guide to Finance Tips for College Students

Whether a brand-new college student or about to be an alumni, finances are difficult, and they continue to haunt college students everywhere. From living on a ramen noodle diet to counting pennies to determine if you can afford to go to the movies, it happens to the best of us. 

While finances are often a burden and sometimes hard to understand or deal with, these finance tips can help you get off on the right foot while you are in college. 

Check them out!

  1. Make Yourself a Budget 

Okay, let’s just put it out there. Having a budget in mind and having a budget on paper are two DIFFERENT things. You definitely want to take some time and sit down to make a budget. As you do this, think about each dollar that comes in and each dollar that goes out. This will allow you to gain better control of your money and you will not find yourself short every month. Uncontrolled spending can quickly land you in a debt hole. 

  1. Avoid Plastic Cards 

Credit card offers can be quite tempting, especially as a college student but you want to avoid those plastic cards as much as you can. Credit cards do not mean that you get free money that is being stored somewhere for you and you will end up paying for them PLUS interest. Therefore, if you spend $500 on a credit card, add interest and you may be paying $630 for that $500 purchase. 

If you are trying to build your credit and want a credit card, choose one with a low interest rate, pay off your bill each month, and only use the card when you know you can pay it off when the statement drops. 

  1. Automatic Payments Can Mean Overdraft Fees 

If you are already on a tight budget, you may not want to sign up for automatic payment and instead utilize apps or reminders to help you pay your bills. While automatic payments are nice, they do come directly out of your account, so if you do not have enough funds in there, you will incur an overdraft charge and those charges are not cheap. 

  1. Consider Buying Your Own Food 

While the meal plan at school may seem like the right choice for you, it can be quite the expense, especially if you do not eat a lot of food. Sometimes, purchasing your own food is the better way to go, especially if you have a microwave or fridge in your dorm. 

Meal plans are ideal for some students, so you will need to look into the plan, the cost, and consider how much you will eat.

  1. Only Borrow What You Need

Seeing that loan offer come in and cause you to jump for join but remember, you must pay it back at some point. This means that you want to limit how much you actually borrow to receive your degree. The lower the degree costs, the less you will pay back. 

If you do need to borrow money to receive your degree, do not fear. Many students do. You should make sure to read over the loan terms, know the interest rates, and understand all aspects of the loan itself. 

  1. Get A Job 

While it does not sound like something you want to do, getting a job while in school such as a waiter, working a local storage unit facility or even participating in a work study program at your school can help you not only pay for school but also afford to live while you earn your degree. It is something to think about. 

College is expensive. Living away from home is expensive. Consider the tips above to help you gain better control of your finances while you are away at college.

How to Stay Healthy and Stress-Free During Your College Years

Now that you’re in college, the last thing you are concerned about is your health. There are so many new people to meet and adventures to experience, besides you’re still young, what could go wrong, right? Wrong. Due to the simple fact that you are now in college, you need to take your health a bit more seriously than you have in the past. Here are a few quick and easy ways to do just that.

Remember to Wash Your Hands

In these times of mysterious viruses, it is more important than ever to keep your hands clean. Your hands pick up a significant number of germs throughout the day, and by touching your hands to face or other parts of your body, you are exposing yourself to those same germs. While you don’t have to wear mittens to stay alive in college, you should wash your hands on a regular basis, especially coming back from public spaces.

Feeling Stressed? Talk It Out

Stress can cause not only mental issues such as anxiety, but it can slowly break your body down as well if not acknowledged and treated. You may be embarrassed to talk to a doctor in person, but there is really no reason to be. However, if you can’t seem to muster the initiative to visit a doctor’s office, most campuses offer telemedicine appointments, especially with COVID restrictions still in place. If you are feeling physically ill, you can speak with a real doctor about your symptoms and possibly even get a prescription. 

If you are feeling depressed, you can talk about things with a licensed therapist. No matter how you look at it, practicing self care tips for college students is a great way to stay both physically and mentally sound during these unique times. Remember, the better you treat your body, the better your body will treat you, so follow these tips and make sure you are placing taking care of yourself as priority number one.

Watch What You Eat and Drink

This should be obvious, but it is still one of the main reason’s college students fall into ill health. It is very easy to get caught up sustaining yourself on nothing but greasy food and alcohol. However, that is also a sure way to run yourself down and possibly flunk out of school. Try and work in as many fruits and vegetables as you can and keep the beers to a bare minimum. Stay hydrated by drinking plenty of water and you can avoid the brain fog to which so many students fall prey.

Get All of Your Shots

No matter what you may read to the contrary, it is very important that you get all of your vaccinations, including the flu shot. If you qualify to receive it, you should get the COVID-19 vaccine as well. With some vaccinations, you may not be able to hold certain jobs While you are in the telemedicine session with your doctor, ask them if there are other things that you need to take into consideration.

Stop Smoking

The headline pretty much says it all. If you are still a user of tobacco, it is time to quit. This will be one of the most beneficial things that you can do for your body.

5 Ways to Get the Cheapest Possible Writing Assistance with College Tasks

Students are a social unit that struggles against a heap of difficulties every day. And of course, one of the hardest issues is money. You can hardly find a student who can afford all the needs throwing out a bundle of money.

So, how can a student receive all the needed support at an affordable price?

1. Ask Your Closest People for Help

Think about your relatives and friends. Are there any professors among them? Or, maybe, was one of your closest people good at the needed subject in college? If yes, then why not turn to them for help? First of all, this kind of help will cost you almost nothing – you can ask your mate for assistance and offer some help in return. Moreover, dealing with your close people, you do not worry about the chances to be outmaneuvered – so, what are the other reasons you need?

2. Turn to Your Professor

Are you on good terms with your professor? If yes, you are a lucky person and have a great chance to get some cheap but professional help. It is more likely that they have some works written by graduates; why not get one of these papers and use it as a guide when writing your own paper? Of course, it is more likely that your instructor won’t ask you to pay for such a guide.

3. Seek Help Online

There are a lot of writing services on the Internet that offer assistance with college papers of any kind, at any level as well as in any field. All you need is to place your ‘write my essay fast’ request. Dealing with them, you are to pay a fee, but if you do some profound research, it is quite possible to find a cheap company with experts on the staff to help you out. Keep in mind that turning to the first found agency is not a good idea, better spend some time on evaluating the company’s expertise as well as on reading testimonials to make sure you are going to entrust your destiny to a reliable still affordable helper.

4. Hire a Tutor

There are a lot of professionals who offer writing help to college students in need. You can find them on the Internet, in newspapers, etc. When dealing with a tutor, you always have a person to ask all the questions that worry you. The only disadvantage of such a helper is that they can only explain you how to handle this or that assignment the right way, but you get no practical help. Actually, it is almost the same as to read a writing guide, but in case of working with a tutor, you can ask to explain something more detailed what you can’t do when working with a book on your own.

5. Find a Free Sample Online

This is one of the kinds of assistance students turn to very frequently. As most of them do not have a lot of money to spend on tutors, custom samples, etc., they prefer wasting no money at all and get a free example paper. Sure, there are some services that provide quality samples gratis. But this kind of help needs much attention – you have to make sure that the service is reliable, that the formatting is excellent, that all the structural requirements are met, etc. Actually, this way is too risky to resort to, but if you have no other choice, remember to do the profound research before placing an order.

Being a student, you have to always count your expenses. Thus, if you ever face issues with writing stuff, try one of these options and get all the needed help with your college duties. Ease your life – find a reliable source of assistance! Good luck 😉