Career Choices if You Love the Outdoors

Do you hate the idea of being cooped up in an office all day? Do you instead long to spend most of your time in nature? This might feel incompatible with settling down and getting a “real” job, but having a career doesn’t always mean you have to spend all your time in meetings and sitting in front of computers fiddling with spreadsheets. There are plenty of exciting jobs that maximize your time in the outdoors. In most cases, you’ll need a bachelor’s degree at minimum.

Think About Funding

Education can be expensive, so you need to start thinking about how you will pay for it. If it’s a graduate degree you are after, you should focus on programs that offer fellowships, assistantships or other opportunities for funding. If you’re entering an undergraduate program, you may have to take out student loans unless you have substantial savings. Even if you qualify for federal student loans based on need, these might not be enough. You can also apply for private student loans. Over the last decade, a number of private lenders online have made the process easier.

Strengthen Your Science Skills

Most of the career path jobs that you do outdoors are in the field of science. If you’re a high school student, you’ll want to get a good grounding in biology, chemistry and your other science courses. If you’re an adult who is considering a career change, you might want to look into taking some college courses to brush up. If your degree is another field, such as the humanities, you may have to take a number of courses to get the foundation you need.


If you’re entering college as a freshman, you don’t have to decide immediately what you want to study, but it will be helpful if you go in with some idea. If you’re an adult making a career change, you need more certainty. Among the opportunities are biologist or wildlife specialist, botanist, park ranger or conservation scientist. If you’re more interested in growing things than studying things that grow, you might be interested in farming. While this can seem like an old-fashioned job, there are opportunities in smaller-scale sustainable and organic farming, providing high-end produce to farmer’s markets and restaurants. There are also jobs that may not be specifically focused on the natural world but which include a substantial amount fieldwork in the outdoors. For example, as an archeologist, you’ll spend a lot of your time digging outside.

Get in Shape

If you already love the outdoors, it’s likely you are already in decent shape, but if you aren’t, make this the incentive you need. You don’t need to be able to run marathons to work outdoors, but you’ll be much more comfortable in your outdoor job if you maintain a minimal level of fitness. Depending on the field you work in and your specialty, you might need to be prepared to do some hiking. Other jobs, such as farming and archeology, may require bending and squatting along with some upper body strength.

Self-Help Guide to Consolidating Student Education Loans at a Fixed Interest Rate

Does school never end? If you’re like many ex-college students, you might be having difficulties under some consolidating student loans. A good way to stay away from some bucks and some inconvenience is getting all your exclusive student education loans under one set rate plan

Earning Management

Let’s say all your private student education loans were thrown into one pack? You would then only have a single payment per month, one loan provider, at a single day of the month, at one fixed-rate interest, with just one maturation date, or pay-off date. Awesome? Indeed? Without a doubt.

Lower Payments

If you’re wise, once you approach your loan provider to combine your loan, you’ll finagle a good set low-interest rate. As well as your payment to that particular one loan provider will be considerably less than the 2 or several payments you were fumbling with previously, particularly if you extend the maturation date.

Set Rates

Many student education loans, when made at first, had rates of interest that vary using the expediencies of the financing markets and prime rate factors. With a set rate, you don’t have to bother with the markets.

Credit Score

Here’s another factor in support of private education loan consolidation — it may improve your credit rating standing. Having a couple of outstanding financial obligations on your credit history doesn’t look too crimson hot to potential loan companies. What seems great is some debts sensibly retired. Having a private education loan consolidation, a better rating can be yours.

Federal Student Education Loans

One bad thing is that you’ll not likely want to pull the federal student education loans into the same debt consolidation deal because government lending options usually have terrific rates of interest which may be difficult to repeat in the private loan provider sector.

Credit Cards

If you’re like most college students, a school perhaps triggered you to have rather big balances on one or even more credit cards. If you’re able to show that those financial obligations were schooling related, you can easily have those as part of your non-public education loan consolidation plan at the same time. Your loan provider should be ready to help you on this.

Discussing Your Interest

If you’re really smart, you’ll go surfing and download a free of charge weighted-interest rate loan calculator. Go on it and enter the rates of interest and other particulars across all you outstanding personal school loans. This gives you an average of what you’re paying in interest. This provides you with a negotiating point.

Really Worth Effort

Bringing together your student financial loans may seem like kind of trouble. It’s worth it just when it comes to piecing of mind and to provide a little order to the financial life. Needless to say, what’s wrong with having a little better income in any given 30 days? That alone is actually sufficient cause to go for loan consolidation.