Contribution of Microfinance Institutions in Empowering Women in Tanzania (A Case of Serengeti District Council)

Jumanne Mng’ang’a, Wakara Ibrahimu Nyabakora, Robert Laurent Nyagali


In Tanzania the position of women in terms of economic and social status has been low compared to men. Majority of women are poorer, have low education and suffer from traditions and customary beliefs. Thus, empowering women is one of the main issues in Tanzania and sub- Sahara Africa context. Microfinance services are considered to be the entry point towards empowering women in economic and social status. However, it is also considered that Microfinance Institutions are extorting money from poor women through high interest rates, causing higher social pressure and domestic violence.  The study use quantitative and qualitative data from Serengeti District council at Mara region of Tanzania. The study used cross-sectional studies, whereby data was collected at a single point in time. In total 20 women participated in the survey. The data obtained was analyzed by using Statistical Package for Social Sciences (SPSS). The study found that, the impact of Microfinance Institutions on women empowerment is very crucial in Tanzania. Women members of Microfinance Institutions have more control over savings and income generated from the business, greater role in decision making, and greater contribution in household income. However, the women do not participate in decisions regarding inheritance of household assets. With this regard, microfinance institutions have more contribution in women empowerment.

Keywords: Microfinance, Institutions, Empowerment, Household, Decision making

DOI: 10.7176/JAAS/63-06

Publication date: April 30th 2020

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