Performance of State Owned Banks In Relation To Privately Owned Banks in Ghana

Dickson Akoto


Since the late 1980s, privatisation has become a global issue, compelling some socialist economies also to adopt it. State owned enterprises, however, have been with us for a long time. Owing to this development, the researcher has decided to make empirical analysis of a few state owned banks and privately owned ones in Ghana to test assertions of earlier writers on privatisation; and to ascertain the importance of these two types of businesses in the economy and recommend actions required to be taken by the state for the society to benefit from both types of businesses.

In conclusion, the researcher advises that the state owned banks should be maintained and their corporate governance improved to enable them serve socio-economic purposes, whiles the privately owned ones should be encouraged to continue in their line of activity but urged to fulfil their social corporate responsibilities; all in a bid to ensure sound economic growth and social stability of the state.

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