The Impact of Risk Profile, Capital Adequacy Ratio, And Good Corporate Governance Implementation On Islamic Bank Financial Performance

Abstract

The goal of this study is to know how the influence of Non-Performing Financing (NPF), Financing to Deposit Ratio (FDR), Capital Adequacy Ratio (CAR), and Good Corporate Governance (GCG) to the financial  performance of  Islamic Banks that operates actively in Indonesia. 9 Islamic Banks datas with the 2012-2015 period is used in this study. The analysis technique used multiple regresion using SPSS version 23 software. The results of this study indicate that Non-Performing Financing (NPF), Financing to Deposit Ratio (FDR), Capital Adequacy Ratio (CAR), and Good Corporate Governance (GCG) is not significant to financial performance.

Keywords: Non-Performing Financing (NPF), Financing to Deposit Ratio (FDR), Capital Adequacy Ratio (CAR), Good Corporate Governance (GCG).